According to eHealth Insurance, consumers who are not eligible for subsidies but are shopping on the exchanges during this open enrollment period have selected plans that on average have a 16% higher premium than the average for plans selected last year, although the increase is only 2% higher than plans selected in the same period last year. Consumers are also choosing plans with lower deductibles.
In the latest evidence that having health insurance does not automatically mean people get more preventive services, much less have better health outcomes, a study in NEJM finds that young adults up to age 26 had significant but relatively minor increases in use of only 2 out of 5 common preventive services, and the study did not have as a variable whether they actually were enrolled in insurance.
The Healthy Skeptic is a website about the health care system, and is written by Kevin Roche, who has many years of experience working in the health industry. Mr. Roche is available to assist health care companies through consulting arrangements through Roche Consulting, LLC and may be reached at [email protected].