As health care reform continues to roll out the new insurance exchanges and other features, we offer a brief commentary on the recent developments.
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A survey from the Chamber of Commerce and the International Franchise Association indicates that many small businesses have already reduced hiring or hours in response to the reform law and that most believe their health care costs either already have or will go up as a result of the law.
http://www.franchise.org/Franchise-News-Detail.aspx?id=61271This month's Health Affairs discusses the adequacy of the health care workforce in light of presumed increased demand from implementation of the ACA and the aging of the population.
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Now that it is clear the exchanges are not likely to function as intended and that many individuals won't get their mandated health insurance, it seems like a good time…
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From the we told you so department, early enrollments at the health exchange suggest young people aren't buying, which means an adverse selection shock for the health plans. Now we know why the large insurers very wisely largely stayed out of the exchanges.
http://online.wsj.com/news/articles/SB10001424052702303661404579178231174626314According to the National Federation for Independent Business, 64% of small businesses are continuing to see higher premiums in the wake of the reform law, even after benefit changes, and the increases affect investment and hiring.
http://www.nfib.com/research-foundation/studies/aca-2013?utm_campaign=ACAStudy&utm_source=Research&utm_medium=Release&utm_content=aca2013All the attention focused on the problems with the health insurance exchanges created by the reform law has made for little scrutiny of other aspects of it, which are equally…
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An Article in Health Affairs discusses the potential effect on the federal budget of health insurance premium increases leading employers to send more employees to the exchanges.
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The Kaiser Family Foundation releases an early look at the health insurance marketplace for 2014 in 17 states.
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An analysis by HealthPocket suggests that many consumers may benefit from looking for insurance outside the exchanges mandated by the reform law.
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A Rand report examines the likely effect on health insurance premiums of full implementation of the reform law, finding that changes may not be as great, at least in some…
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A Towers Watson survey finds that large and midsize companies continue to grapple with how to effectively manage the health benefits they wish to provide their employee population.
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About this Blog
The Healthy Skeptic is a website about the health care system, and is written by Kevin Roche, who has many years of experience working in the health industry. Mr. Roche is available to assist health care companies through consulting arrangements through Roche Consulting, LLC and may be reached at khroche@healthy-skeptic.com.
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