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Jan 16 2014

An AHRQ statistical brief based on survey data for 2012 finds that about 55.4 million employees were enrolled in their company's health plan (including dependents, the total number covered is much higher).  Eighty percent were in a plan with a deductible.  Single deductibles averaged $881 at larger employers and over $1500 at smaller ones, family deductibles  averaged $3300 for small firms and $1800 at larger ones.  About 66% of enrollees had copays, with more small companies than large ones including them in the benefit design.  The average copay was $23.77.  Around 27% of plans had coinsurance, with the average being about 19% of cost.

http://meps.ahrq.gov/mepsweb/data_files/publications/st427/stat427.pdf
Jan 15 2014

In a statistical brief that helps explain why so few younger Americans are signing up for coverage under the exchanges, AHRQ survey data for 2011 finds that 13.4% of adults aged 18 to 64 think they are two healthy to need insurance and 26% said health insurance isn't worth the cost, relatively stable with the same responses in 2010.  But  a smaller percent agreed with the statement in both years, indicating that attitudes can shift in both directions.  Interestingly, wealthier and higher education people are more likely to say they need insurance and it is worth the cost.

http://meps.ahrq.gov/mepsweb/data_files/publications/st426/stat426.pdf
Jan 15 2014

A brief report from Mark Farrah Associates indicates that Blue Cross/Blue Shield plans currently enroll about 98.7 million Americans, 31% of the total population and 40% of the commercially insured group.  There are 36 BCBS companies, several are large multi-state organizations such as WellPoint, with plans in 14 states and HCSC, with plans in 5 states, including Texas and Illinois.  Blues plans received over $186 billion in premiums in 2012 and are the largest plans in 45 states.

http://www.markfarrah.com/healthcare-business-strategy/Blue-Cross-Blue-Shield-Plan-Consolidation-Continues.aspx
Dec 12 2013

A Booz & Co. report postulates the possibility of creating health plans with radically lower administrative costs.

http://www.booz.com/media/file/BoozCo_The-5-Dollar-PMPM-Health-Plan.pdf
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