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Health Insurance Exchange

Oct 10 2014

TowersWatson says that users of its private health insurance exchange can expect total health spending growth of just 1.8% in 2015, but don't provide adjustments for benefit design changes or differences in the population using exchanges.

http://www.towerswatson.com/en/Press/2014/10/oneexchange-for-active-employees-holds-health-care-cost-increases-to-just-1-pt-8-percent-in-2015
Sep 22 2014

Aon Hewitt offers a private insurance exchange to clients and claims that the 18 companies covering 600,000 people who are users are experiencing lower health care spending.  The firm says that health costs are projected to grow 3.5% in 2015 for these users, compared to industry-wide estimates of 6.5% to 8% increases.  But it appears that the "savings" are due largely to enrollees choosing less-rich benefit designs, which means they were paying more for their health care out-of-pocket.

http://aon.mediaroom.com/2014-09-18-Aon-Hewitt-Shows-Continued-Cost-Savings-for-Companies-and-Individuals-Participating-in-the-Aon-Active-Health-Exchange
Sep 05 2014

A Kaiser Family Foundation analysis finds what it calls "modest" premium increases in 15 exchange states and finds that the premiums for the second-lowest silver plan will have very slight changes, meaning that subsidies payments will likely be reduced.

http://connect.kff.org/new-analysis-tracks-2015-aca-marketplace-premium-changes-?ecid=ACsprvvToV_32evTYYg6MCnXqQnbu8XY3iBEY83l00NRcZh2rp4ammoEQsX8BIVZMYz03__Av5Gg&utm_campaign=KFF%3A+General&utm_source=hs_email&utm_medium=email&utm_content=14025780&_hsenc=p2ANqtz--jasejJgw2rnVccV_aJJrVoZE7UrK-YrVSI4BWIkjuDmDdxjX0v5R4JlT5cak7oHH7ZJVZnIRYugNF7skCc50LwlZJ6A&_hsmi=14025780
Sep 05 2014

2015 Exchange Policy Renewal Rule

https://www.federalregister.gov/articles/2014/09/05/2014-21178/patient-protection-and-affordable-care-act-annual-eligibility-redeterminations-for-exchange
Aug 26 2014

UnitedHealth Group, the nation's largest health insurer, is planning to dramatically increase its presence on the health insurance exchanges, from 4 states to 24.  The insurer has the advantage of understanding rating and benefit design of those who participated last year.

http://online.wsj.com/articles/unitedhealth-plans-to-sell-health-exchange-policies-in-24-states-1408716573
Aug 13 2014

According to Aetna and Cigna, a significant portion of the enrollees front the exchanges have dropped coverage since enrolling.  In Aetna's case, it has lost a quarter of its 700,000 enrollees.

http://news.investors.com/politics-obamacare/081114-712602-obamacare-enrollment-falling-aetna-says.htm?ref=HPLNews
Jul 02 2014

The HHS Office of Inspector General found a high rate of data "inconsistencies" in federal exchange enrollments, over 2.9 million, most related to citizenship or eligibility, and that almost all of these, 2.6 million could not be resolved.  Similar problems appear to exist on the state exchanges.

https://oig.hhs.gov/oei/reports/oei-01-14-00180.pdf
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