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2026 Is Looking Like a Really Bad Year for Health Costs

By September 29, 2025Commentary1 min read

Yet more evidence of higher health care costs and therefore higher health insurance premiums.  The Peterson/Kaiser Family Foundation group indicates that its review of state insurance filings shows small group (companies with 50 or fewer employees) premiums will likely go up by an average of 11% for 2026.  Much of that increase will be passed on to employees.  Smaller companies don’t generally have the option to self-fund, as most large companies do.  Self-funding tends to come with lower overall costs.  As usual, higher medical, drug, labor and other costs are blamed by the insurers.  Both more utilization and higher prices per unit seem to be playing a role.  We will see if all the pain causes any real change or addressing of the root causes of the premium increases.   (KFF Analysis)

Kevin Roche

Author Kevin Roche

The Healthy Skeptic is a website about the health care system, and is written by Kevin Roche, who has many years of experience working in the health industry through Roche Consulting, LLC. Mr. Roche is available to assist health care companies through consulting arrangements and may be reached at khroche@healthy-skeptic.com.

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