The Complexities of MA Coding

By March 15, 2026Commentary1 min read

Medicare Advantage plans are paid on a formula that includes the health status of each beneficiary that enrolls.  So the plans, and the physicians they often pay in an at-risk manner, have an incentive to make beneficiaries appear to have a lot of medical problems.  The government is trying to address this excessive coding which has led to very high overpayments to the plans.  But not identifying all of a beneficiary’s health needs can also have negative impacts.  This study examines what happens when a beneficiary is coded as potentially having Alzheimer’s or another dementia.  This coding group was removed from the payment formula for a time and then added back.  It appears that the when this coding set was reinstated, beneficiaries reported less difficulty accessing care for a dementia and lower financial burden associated with treatment of a dementia.  Encouraging plans to identify all health issues for a member is good, but they shouldn’t be paid more unless they actually are providing more treatment and better outcomes.  (JAMA Study)

Kevin Roche

Author Kevin Roche

The Healthy Skeptic is a website about the health care system, and is written by Kevin Roche, who has many years of experience working in the health industry through Roche Consulting, LLC. Mr. Roche is available to assist health care companies through consulting arrangements and may be reached at khroche@healthy-skeptic.com.

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